RCI Insurance Group

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So far RCI Insurance Group has created 69 blog entries.

Cyber Liability Insurance – Phishing Attack and Business Interruption Real Life Claims

Chances are if you have business insurance, then you probably own a business. If you own a business, then there is a good chance that you use a computer. And, if you use a computer, then you need cyber liability insurance coverage. There are some super smart bad guys in our world. And for some reason, these [...]

How to Protect Your Business from a Cyber Attack

Data breach, stolen identity, cyber attack, ransomware, phishing, virus, hacked. These are words that have become all too common in today's society. Almost all businesses use some form of technology, and have your information stored on that technology. Insurance companies have information about you and your family members, your autos, your home and your business. Doctors offices have information about you [...]

Auto and Home Insurance Discounts

Recently, I asked several people what was most important to them when it came to their insurance. An overwhelming 100% of them said price. The available discounts that help lower the insurance premium are important. Many added that adequate coverage or claims service or customer service was also important, but the deciding factor was price. So, my [...]

What You Should Do When You Have a Homeowners Insurance Claim

When buying homeowners insurance, your insurance agent should spend time with you explaining what you are buying. You will go over how much coverage you have on your house and personal property, how your roof is covered, what the cost of the policy is, what perils are covered and anything that may be unique to your [...]

What You Should Do When You Have an Auto Insurance Claim

When buying auto insurance, your insurance agent typically spends time with you explaining what you are buying. You will go over what your limits of coverage are, what the cost is, what is covered and what isn't. What doesn't usually come up during that conversation is what you should do when you have a claim. [...]

Replacement Cost versus Actual Cash Value Insurance Coverage

"I've heard people talk about Replacement Cost and Actual Cash Value insurance coverage. But, what do these terms mean? It's all Greek to me!" Insurance is confusing, no doubt. But, we are going to try to make the insurance jargon a little clearer, one term at a time. Replacement Cost versus Actual Cash Value (ACV) First, let's [...]

My Insurance Company Is Cancelling My Insurance! Now What Do I Do?

Over the last few weeks, we have reviewed what discounts and other options may be available if your insurance costs go up. We have not yet reviewed what to do if your insurance company is cancelling your auto, home or business insurance. Especially in Oklahoma, we see a lot of clients every week with insurance policies being [...]