What is a work comp audit and why is it required? The premium you pay for your workers comp insurance policy is based on your payroll, operations and location. Initially, when you start a new workers compensation policy, you will estimate what your payroll is going to be for that year. Then, at the end of [...]
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So far RCI Insurance Group has created 69 blog entries.
I Need to Lower My Auto Insurance Rate! "I have not had a ticket or any claims on my auto insurance in years." "I am a safe driver, and I am responsible. Yet, I am still paying an astronomical amount of money for auto insurance!" "How can I lower my premium and still keep good [...]
"I bought a vehicle with customized equipment. What next?" Judy Bling called yesterday and said bought a pre-owned car. During the process of adding the vehicle to her auto insurance policy, she started talking about all of the customized equipment and upgrades that had been installed already. Then, she started telling me what she was going to [...]
Lots going on at RCI Insurance! Keeping you informed and having some fun along the way is what the Circle of Trust is here to do. Inside you will find: What's Going on at RCI Insurance Clients of the Month - Cary Froman and Kevin Froman Laughter – the Instant Vacation What our Clients are Saying [...]
Contract Bonding Process I got a phone call a few weeks ago from Conn, the owner of Conn’s Construction Company. On that call, Conn said that he had an amazing opportunity to bid a job for the City of Storybrook. In order to do so, he needs a bond. Like many contractors, Conn doesn’t know a [...]
Valentine's Day Jewels Valentine's Day. For the jewelry stores, this is the most profitable time of year. It is estimated by the National Retail Federation that $18.2 billion will be spent to celebrate Valentine's Day in 2017. Over $4 billion is expected to be spent on jewelry. That's a lot of jewelry, folks! And, jewelry has a tendency to get [...]
It's a Girl! It seems like just yesterday that my beautiful bundle of joy arrived. Now, it is almost time to plan her 7th birthday party! Already, she competes in gymnastics, takes horseback riding lessons, goes to art classes and wants to start piano lessons soon. Long before I am ready, she will be starting junior high…then [...]
Is an insurance review on your to do list? In December, Santa makes a list and checks it twice. Then, January rolls around and the rest of us start making lists. I started a list for home improvements, meal plans, business goals, financial goals and fitness goals. The lists go on and on! As usual, some of my lists [...]
In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have long-term financial impact. Those lawsuits can come from unlikely sources, such as our furry [...]
Why You Need EPL Insurance As a hotelier, you are open to claims from hundreds of directions. Unfortunately, it's a constant challenge to know what insurance is needed. Of course, if you have a mortgage, the bank requires you to carry coverage to protect your property and their interest. Sometimes, franchise requirements require you to purchase [...]