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How Can I Lower My Home Insurance Rate

I Need to Lower My Home Insurance Rate! “I have never had a claim on my home insurance.” “I take good care of my home, and I am responsible. Yet, I am still paying way too much for home insurance!” “How can I lower my premium and still keep good coverage?” A couple of weeks ago, [...]

By | April 21st, 2017|Uncategorized|0 Comments

Work Comp Audit – What Should You Know?

What is a work comp audit and why is it required? The premium you pay for your workers comp insurance policy is based on your payroll, operations and location. Initially, when you start a new workers compensation policy, you will estimate what your payroll is going to be for that year. Then, at the end of [...]

By | April 6th, 2017|Business Insurance|0 Comments

Audio, Visual and Customized Equipment

"I bought a vehicle with customized equipment. What next?" Judy Bling called yesterday and said bought a pre-owned car. During the process of adding the vehicle to her auto insurance policy, she started talking about all of the customized equipment and upgrades that had been installed already. Then, she started telling me what she was going to [...]

By | March 2nd, 2017|Auto Insurance|0 Comments

What’s Going on at RCI Insurance? See our photos!

Lots going on at RCI Insurance! Keeping you informed and having some fun along the way is what the Circle of Trust is here to do. Inside you will find: What's Going on at RCI Insurance Clients of the Month - Cary Froman and Kevin Froman Laughter – the Instant Vacation What our Clients are Saying [...]

By | February 23rd, 2017|Our Blog|0 Comments

Contractors and the Bonding Process

Contract Bonding Process I got a phone call a few weeks ago from Conn, the owner of Conn’s Construction Company. On that call, Conn said that he had an amazing opportunity to bid a job for the City of Storybrook. In order to do so, he needs a bond. Like many contractors, Conn doesn’t know a [...]

By | February 16th, 2017|Business Insurance|0 Comments

The Mysterious Disappearance of Ella’s New Necklace

Valentine's Day Jewels Valentine's Day. For the jewelry stores, this is the most profitable time of year. It is estimated by the National Retail Federation that $18.2 billion will be spent to celebrate Valentine's Day in 2017. Over $4 billion is expected to be spent on jewelry. That's a lot of jewelry, folks! And, jewelry has a tendency to get [...]

By | February 9th, 2017|Homeowners Insurance|0 Comments

Life Insurance – And a Savings Account? How does that work?

It's a Girl! It seems like just yesterday that my beautiful bundle of joy arrived. Now, it is almost time to plan her 7th birthday party! Already, she competes in gymnastics, takes horseback riding lessons, goes to art classes and wants to start piano lessons soon. Long before I am ready, she will be starting junior high…then [...]

By | February 2nd, 2017|Life Insurance|0 Comments

Insurance Review – Is It On Your To Do List?

Is an insurance review on your to do list? In December, Santa makes a list and checks it twice. Then, January rolls around and the rest of us start making lists. I started a list for home improvements, meal plans, business goals, financial goals and fitness goals. The lists go on and on! As usual, some of my lists [...]

By | January 26th, 2017|Auto Insurance|0 Comments

Circle of Trust: Special Thanksgiving Edition

Click Here to read the Circle of Trust: Thanksgiving 2016 Newsletter. Circle of Trust: Thanksgiving 2016 Keeping you informed and having some fun along the way is what the Circle of Trust is here to do. Inside you will find: Perfect Pumpkin Pie Recipe Thanksgiving Trivia (and a chance to WIN a $15 Gift [...]

By | November 23rd, 2016|Our Blog|0 Comments