Business Owners Insurance

Business Owners Insurance

Small and medium sized businesses are exposed to many perils that can put you out of business if not protected properly. The Oklahoma Business Owners Policy (BOP) can help you get the right coverages for your business at a competitive rate.

Running a small or medium sized business can seem less complicated than running a larger company, but owning a smaller business can come with it’s share of BIG problems! RCI Insurance Group is here for YOU to find your business a comprehensive and affordable Oklahoma Business Owners Policy.

You have worked hard for years to finally afford that business you have dreamed of owning, so you decide to invest in purchasing a small business and set up shop in Oklahoma; but do you know how to protect your worthy investment?

Protect your Investment….

Business Owners Policy Protection combines both liability and business coverage that are unique to your small or medium sized business, so that you and your business are adequately protected. A Business Owners Policy (often referred to as BOP) provides a number of coverages including protecting your company in the event a customer is injured on your premises, or if you or one of your employees causes an injury or damages equipment/property at a customer’s location.

One day while you are working at your dry cleaning business, one of your regular customers enters the store. It is rainy and wet upon entering and she slips and falls, resulting in a back injury. Even though you took the proper precautions and had a rubber mat placed at the front door, to prevent possible slippage, you will STILL be expected to pay. Your Oklahoma Business Owners Policy can provide liability coverage for this situation while protecting your reputation and financial security of your business.

The standard Oklahoma Business Owners Policy includes coverage for:

  • Property insurance– building, inventory and equipment
  • Liability– covers harm to others and their property
  • Business Interruption– replaces loss of income and pays for continuing expenses until your business is operational
  • Crime– Covers losses due to employee dishonesty, money and securities, and embezzlement

Some examples of small to medium sized businesses that operate under an Oklahoma Business Owners Policy include convenience stores with gas pumps, laundry/dry cleaners, small restaurants, law offices, and dentists offices, to name a few.

The Oklahoma insurance experts at RCI Insurance Group are happy to help you assess your insurance needs and the possible operational risks to provide a comprehensive package at an affordable cost.

Let us Find the Right Business Owners Policy for You at a Competitive Rate!

You Can Save Even More by Combining Your Business Insurance Policies. Available coverage includes (but not limited to):

  • Property damage
  • General liability
  • Umbrella liability
  • Workers compensation
  • Business Interruption
  • EPLI

By bundling multiple policies with RCI Insurance Group, you can save money just by allowing one of our independent agents to handle ALL your needs!

A variety of coverage options, endorsements, specific limits, and deductibles are available for your business needs, so don’t take chances with your investment! Contact one of our professional, reliable independent agents at RCI Insurance Group NOW to keep your business going in the right direction.

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