Call 918-341-6081 To Get the Right Oklahoma Business Auto Insurance Protection For Your Business at the Lowest Cost!
As a business owner, there are many decisions you must make concerning your business and insuring your work vehicle is one of them. It brings about many questions that we, here at RCI Insurance Group, can help you answer regarding your Oklahoma Business Auto Insurance.
Whether you need to buy an Oklahoma Business Auto Insurance policy will depend on the kind of driving you do. Our specialists at RCI Insurance Group can assist you to ensure the optimum Oklahoma Business Auto coverage you can obtain at an affordable price!
You may find yourself in some pretty tricky situations in your business…
For example, let’s say that your work truck battery dies and you need to have some supplies delivered to a customer within 30 minutes. You decide that since you are on a time crunch, you will ask your employee, Mark, to deliver the supplies using his personal auto.
If Mark, on the way to deliver the supplies, hits another car, will you be covered? What if Mark starts to use his personal auto on a regular basis for company duties, in comparison to an occasional time or two? Would that make a difference?
Contact our professional staff at RCI Insurance Group so we can help you understand the answers to these questions. A good independent insurance agent will learn about how you use vehicles in your business, who will be driving them, and whether your employees are likely to be driving their own automobile for your business.
What coverages may apply under the Oklahoma Business Auto Policy?
The list below includes commercial car insurance coverages that we recommend every small business carry. These small business auto insurance coverages protect you in most situations. They include, but are not limited to:
- Liability insurance
- Bodily injury insurance
- Property Damage insurance
- Medial Payments insurance
- Physical Damage insurance
- Collision insurance
- Comprehensive insurance
Did you know there are Additional Commercial Car Insurance Options for small businesses that can make your coverage even more custom built for your business needs?
These include, but are not limited to:
- Single Deductible endorsement
- Individual Named Insured endorsement
- Hired and Non-Owned Vehicle coverage
*These commercial automobile insurance coverages are typically optional and may not be needed for every business.
What vehicles would a typical Oklahoma Business Auto Policy insure?
- Private passenger autos
- Flatbed trucks
- Dump Trucks
- Garbage trucks
- Tow trucks
- Delivery trucks
- Pickup trucks
- And much more!
Deciding on what kind of Business Auto Insurance coverage can be complex. That is why you need to call our knowledgeable staff at RCI Insurance Group today and let one of our Oklahoma independent agents supply you with everything you need for your business!