Auto Insurance

Auto and Home Insurance Discounts

Recently, I asked several people what was most important to them when it came to their insurance. An overwhelming 100% of them said price. The available discounts that help lower the insurance premium are important. Many added that adequate coverage or claims service or customer service was also important, but the deciding factor was price. So, my [...]

Auto and Home Insurance Discounts 2017-11-22T12:31:50+00:00

What You Should Do When You Have an Auto Insurance Claim

When buying auto insurance, your insurance agent typically spends time with you explaining what you are buying. You will go over what your limits of coverage are, what the cost is, what is covered and what isn't. What doesn't usually come up during that conversation is what you should do when you have a claim. [...]

What You Should Do When You Have an Auto Insurance Claim 2017-12-13T18:52:50+00:00

Replacement Cost versus Actual Cash Value Insurance Coverage

"I've heard people talk about Replacement Cost and Actual Cash Value insurance coverage. But, what do these terms mean? It's all Greek to me!" Insurance is confusing, no doubt. But, we are going to try to make the insurance jargon a little clearer, one term at a time. Replacement Cost versus Actual Cash Value (ACV) First, let's [...]

Replacement Cost versus Actual Cash Value Insurance Coverage 2017-11-22T12:27:02+00:00

My Insurance Company Is Cancelling My Insurance! Now What Do I Do?

Over the last few weeks, we have reviewed what discounts and other options may be available if your insurance costs go up. We have not yet reviewed what to do if your insurance company is cancelling your auto, home or business insurance. Especially in Oklahoma, we see a lot of clients every week with insurance policies being [...]

My Insurance Company Is Cancelling My Insurance! Now What Do I Do? 2017-11-22T12:20:54+00:00

How Can I Lower My Auto Insurance Rate

  I Need to Lower My Auto Insurance Rate! "I have not had a ticket or any claims on my auto insurance in years." "I am a safe driver, and I am responsible. Yet, I am still paying an astronomical amount of money for auto insurance!" "How can I lower my premium and still keep good [...]

How Can I Lower My Auto Insurance Rate 2017-11-22T12:17:00+00:00

Audio, Visual and Customized Equipment

"I bought a vehicle with customized equipment. What next?" Judy Bling called yesterday and said bought a pre-owned car. During the process of adding the vehicle to her auto insurance policy, she started talking about all of the customized equipment and upgrades that had been installed already. Then, she started telling me what she was going to [...]

Audio, Visual and Customized Equipment 2017-11-22T12:15:34+00:00

Insurance Review – Is It On Your To Do List?

Is an insurance review on your to do list? In December, Santa makes a list and checks it twice. Then, January rolls around and the rest of us start making lists. I started a list for home improvements, meal plans, business goals, financial goals and fitness goals. The lists go on and on! As usual, some of my lists [...]

Insurance Review – Is It On Your To Do List? 2017-11-22T12:00:32+00:00

Umbrella Coverage, Why Worry About It?

In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be extremely expensive and have long-term financial impact.  Those lawsuits can come from unlikely sources, such as our furry [...]

Umbrella Coverage, Why Worry About It? 2016-11-08T23:53:01+00:00

Providing Past the Premium: Education

Recently we began a blog series called Providing Past the Premium. We spoke briefly about Service. When looking at insurance protection the way you are serviced should play a huge part in the company/agency you choose to do business with. Are you treated respectfully, professionally? Like a priority? Are you walked through the protection outline [...]

Providing Past the Premium: Education 2016-11-08T23:53:01+00:00

Providing past the premium: Service

Not long ago a question was asked of our staff, "What makes RCI Insurance different from other insurance agencies?". Granted, many of our people on staff had differing responses, but one kept echoing, "The way we service our clients." Providing past the premium is a huge effort we make everyday at RCI Insurance Group and [...]

Providing past the premium: Service 2017-11-22T11:47:54+00:00