Business Insurance

Some Key Tips for Hiring Safe Drivers for Your Oklahoma Business

Most businesses utilize hired drivers to perform business tasks, but before you allow someone to get behind the wheel of one of your commercial vehicles, think again. If you hire someone who is unsafe and not following safety procedures, it could jeopardize your business operations, success, and reputation. Before you hire your next commercial driver [...]

Some Key Tips for Hiring Safe Drivers for Your Oklahoma Business 2018-07-14T15:37:34+00:00

Does Your Oklahoma Business Have the Right Coverage to Protect Against Certain Risks?

Running a business takes an enormous amount of diligence, hard work, loyalty, and financial backing; however, it also takes having the right type of business insurance to protect your livelihood. A typical business insurance policy may cover your business for some much needed, basic circumstances, but each business is exposed to a variety of risks [...]

Does Your Oklahoma Business Have the Right Coverage to Protect Against Certain Risks? 2018-07-14T15:22:52+00:00

Have You Considered a Buy-Sell Agreement to Protect Your Oklahoma Business?

As a business owner, you realize the importance of your business and the protection that binds it when a covered loss happens; however, have you considered what may happen to your business should something happen to you or your business partner? Nobody likes to consider an untimely death of you or your joint business partner [...]

Have You Considered a Buy-Sell Agreement to Protect Your Oklahoma Business? 2018-06-11T16:47:18+00:00

The Difference Between an Additional Insured and Certificate of Insurance

Your business may be your biggest investment yet and you know how important the business protection is in case you suffer a loss; however, as a business owner, do you know the difference between an “additional insured” and “certificate of insurance” and how it may affect your business success? Never Assume; Always Ask for a [...]

The Difference Between an Additional Insured and Certificate of Insurance 2018-06-11T16:35:09+00:00

Tips to Safeguard Your Business From Employee Claims

Owning and running your business can be both financially and personally rewarding, but there are many inherent risks associated with business ownership. One common risk that many businesses may be faced with at one time or another comes from employees themselves, whether it is a current, former or potential employee. Recently, the news has been [...]

Tips to Safeguard Your Business From Employee Claims 2018-05-04T10:46:10+00:00

Why Price is Not the Only Consideration When Purchasing Commercial Insurance

Owning and operating a business can be complex and multi-faceted, but if you have the right type of OK business insurance, you can rest assured you will have the full comprehensive protection that you, your customers, employees, and your business deserve. Finding the right type of insurance isn’t always easy when there are so many [...]

Why Price is Not the Only Consideration When Purchasing Commercial Insurance 2018-02-28T09:46:08+00:00

Cyber Liability Insurance – Phishing Attack and Business Interruption Real Life Claims

Chances are if you have business insurance, then you probably own a business. If you own a business, then there is a good chance that you use a computer. And, if you use a computer, then you need cyber liability insurance coverage. There are some super smart bad guys in our world. And for some reason, these [...]

Cyber Liability Insurance – Phishing Attack and Business Interruption Real Life Claims 2017-10-02T19:31:37+00:00

Ransomware Attack and Real Life Insurance Claims

A Ransomware attack, such as WannaCry and Petya or NotPetya, can happen to any business at anytime. Basically, some super smart, but not very nice computer guy hacks your system and encrypts all of your files. In order to get your computer files back, you have to send the bad guy some money. Sometimes, it's just a [...]

Ransomware Attack and Real Life Insurance Claims 2017-09-13T21:32:22+00:00

How to Protect Your Business from a Cyber Attack

Data breach, stolen identity, cyber attack, ransomware, phishing, virus, hacked. These are words that have become all too common in today's society. Almost all businesses use some form of technology, and have your information stored on that technology. Insurance companies have information about you and your family members, your autos, your home and your business. Doctors offices have information about you [...]

How to Protect Your Business from a Cyber Attack 2017-11-22T12:34:25+00:00

Replacement Cost versus Actual Cash Value Insurance Coverage

"I've heard people talk about Replacement Cost and Actual Cash Value insurance coverage. But, what do these terms mean? It's all Greek to me!" Insurance is confusing, no doubt. But, we are going to try to make the insurance jargon a little clearer, one term at a time. Replacement Cost versus Actual Cash Value (ACV) First, let's [...]

Replacement Cost versus Actual Cash Value Insurance Coverage 2017-11-22T12:27:02+00:00

My Insurance Company Is Cancelling My Insurance! Now What Do I Do?

Over the last few weeks, we have reviewed what discounts and other options may be available if your insurance costs go up. We have not yet reviewed what to do if your insurance company is cancelling your auto, home or business insurance. Especially in Oklahoma, we see a lot of clients every week with insurance policies being [...]

My Insurance Company Is Cancelling My Insurance! Now What Do I Do? 2017-11-22T12:20:54+00:00

Work Comp Audit – What Should You Know?

What is a work comp audit and why is it required? The premium you pay for your workers comp insurance policy is based on your payroll, operations and location. Initially, when you start a new workers compensation policy, you will estimate what your payroll is going to be for that year. Then, at the end of [...]

Work Comp Audit – What Should You Know? 2017-04-05T20:00:08+00:00