Call 918-341-6081 To Get the Right Homeowners Insurance Protection For You at Competitive Rates!
All Oklahoma homeowners policies are not created equal. There are special coverage options, limits, exclusions, and endorsements that are unique for each homeowner, and deciding which coverage is right for you can be complicated.
RCI Insurance Group is here to discuss your specific needs with YOU so that you can rest assured that your home and your contents are adequately protected. Our professional staff has insured thousands of Oklahoma homes and has satisfactorily settled hundreds of Oklahoma homeowners insurance claims. RCI Insurance Group can help determine how YOU should be protected PLUS find ways to help you save money at the same time!
What Are Some Typical Exclusions Under Your Current Oklahoma Homeowners Insurance Policy?
Everybody’s needs are unique and a standard Oklahoma homeowners insurance policy will not cover everyone for everything. Below are a few situations that are often NOT covered unless addressed in a standard homeowners insurance policy.
- Damage from water and sewer backup
- Water seepage
- Removal of a damaged tree(s)
- Personal property used for business
- Valuable items
- And More!
Would YOU be covered under YOUR Oklahoma homeowners policy if this happened to you?
Susan and Frank return home from a beach vacation during the heat of the summer. They unpack and go downstairs to start the laundry for all of their dirty clothes from the trip. Susan is the first one down the steps when she sees that the whole floor is flooded with sewer back up, and the smell is breathtaking. Susan and Frank are aghast at the amount of seepage into their home and immediately panic!
Apparently, Friday night, there was a major backup that poured sewage into 4 other homes on the block, in addition to Susan and Frank’s home. To make matters worse for their neighbors, all of their insurance policies excluded coverage for this kind of damage, except for Susan and Frank. They had this special coverage added to their homeowners policy, by their agent, and we gladly helped them get their house back to normal. True Story!
So, what benefits pitfalls are hidden in your current homeowners insurance policy?
A thorough periodic protection review will determine if your Oklahoma Homeowners Insurance coverage will be adequate when you have a homeowners claim. Doesn’t it make sense to have the RIGHT protection when something bad happens?
Our expert team is here to help you every step of the way. Call our office at 800-639-9280 NOW and we will be glad to give you a free protection review and help provide the right protection unique to YOUR needs. Plus, we may even be able to find some ways to save you some money!