Unfortunately, your home is never immune from burglary and you may have either experienced it first hand or know someone to whom it has happened. You arrive at your house only to find that someone has broken in and stolen money and valuables, leaving you feeling infringed upon and frightened. Sadly this sort of intrusion happens more often than you may think, but there are ways to protect your home from burglary or at least diminish the chances of your home being the next target.
Take Action Before it Happens to You
Take action NOW and never assume that it won’t happen to you. Taking the right precautions before your home is targeted may reduce the chances that a burglar will break into your home. Below is a safety checklist for you to burglar proof your home and your belongings:
- Install Alarm System and Video Cameras- Alarm systems not only initiate a loud siren to scare away intruders upon unwanted entrance, but also many of them now come with video cameras so that any person coming onto your property can be viewed on the video. Intruders do NOT want to be noticed or attention drawn to them so loud sirens, cameras and the sign in the yard indicating an alarm system is a strong deterrent.
- Always Lock Your Doors and Windows- Each and every time you leave your home, make sure all the doors and windows are locked. You may be surprised at how many people don’t do this, offering easy access to an intruder.
- Invest in Motion Detection and Outdoor Lighting- By installing motion detectors and lighting, you are reducing the chances of a home intrusion. The second a burglar walks onto your property and is faced with lights, he/she will most likely move on quickly to target another home that is dark and hidden.
- Set Timers for Lights- A home that is completely dark inside at night signals to a burglar that the owner is not home so using light timers can make it look like the home is occupied even when you are gone.
- Trim Large Shrubbery or Trees That Block Your Home- Burglars do not wish to be seen so trim any landscaping you may have that could potentially conceal any intruders.
- Keep Blinds and Shades Closed at Night- By leaving your blinds or shades open at night you are leaving your home exposed to a potential break-in. A burglar will be able to see the layout of your home along with any expensive items.
- Discontinue Mail and Newspapers- If you are going to be out of town, discontinue mail and newspaper delivery until you return or ask a neighbor to collect these for you. Burglars look for signs that you may be out of town.
- Lock Up Valuables– Whether you have cash, jewelry, firearms, stamp collections or furs, make sure you have them secured in a locked safe or vault. Having your valuables within eyesight and reach makes for an easy get away in the eyes of a burglar.
Secure Your Home and Valuables With the Right Insurance Coverage
If you have ever been a victim of a home burglary, you know how important your Oklahoma homeowners insurance coverage is. If you have jewelry, firearms, money, or expensive coin collections that are stolen, you know that standard homeowners insurance policies only provides limited insurance coverage for these types of personal property. However, if you have all of your treasured personal property scheduled under an endorsement/rider for extended coverage, you will be protected for the established value of these stolen items.
Call RCI Insurance Group TODAY to discuss your current coverage under your Oklahoma homeowners insurance policy so that if you become a victim to theft, you will have adequate protection.