Commercial Insurance
As a business owner, you have many responsibilities. Protecting your business is one that shouldn’t be taken lightly. That’s why you need an agent that understands your business and provides you with the right protection for your long-term success.
You and your business are subject to many risks, that if affected, may have a direct impact on the financial security of your business. You want to ensure your business stays profitable and protected for many years to come. RCI Insurance Group is here to provide comprehensive and affordable Commercial Insurance to protect your business and its assets.
Our Commercial Insurance includes, but is not limited to the following coverage:
General liability insurance is a coverage that you, as a business owner, need to protect you from a multitude of incidents that can occur at the workplace. Some of those claims may include bodily injury, property damage, court costs, attorney fees, and other costs that may result from your negligence. Any time you are dealing with the public, other businesses, and customers, you may run into the unknown. Your business dealings put you at risk for a professional liability lawsuit every day and you need to be prepared and protected should it happen.
Business Owners Policy Protection combines both liability and business coverage that are unique to your small or medium sized business, so that you and your business are adequately protected. A Business Owners Policy (often referred to as BOP) provides a number of coverages including protecting your company in the event a customer is injured on your premises, or if you or one of your employees causes an injury or damages equipment/property at a customer’s location.
Whether you have a fleet of vehicles or just one, we can help you find the right commercial auto coverage at a competitive rate. We insure nearly all types of commercial vehicles and can shop the marketplace for you saving you time and money!
As a business owner, there are many decisions you must make concerning your business and insuring your work vehicle is one of them. It brings about many questions that we, here at RCI Insurance Group, can help you answer.
Many businesses choose to bundle their property insurance with a business owners’ policy for cost savings and convenience. This type of insurance coverage is designed to protect your business from financial losses resulting from damage or loss of their physical assets such as buildings, equipment, inventory, and other property used to conduct business. Commercial property insurance helps mitigate the financial impact of events that could damage or destroy your businesses’ physical assets.
Commercial Umbrella Insurance is an important component of risk management for businesses. Also known as Excess Liability Insurance, it provides additional coverage beyond the limits of the primary liability insurances policies a business holds.
A Commercial Umbrella policy can be customized to suit your needs as a business and offers peace of mind to business owners as it provides an added layer of protection against events that could lead to substantial financial liabilities.
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